Recommended Age

Age Rating & Safety

Financial is rated 4+ on the App Store as it contains:

• No violent content
• No inappropriate material
• No unrestricted internet access

In-App Purchases & Parental Controls

Financial offers premium features through in-app purchases. To ensure children cannot make unauthorized purchases:

1. Enable Parental Controls: Use your device’s built-in restrictions
   • iOS: Settings → Screen Time → Content & Privacy Restrictions
   • iPadOS: Settings → Screen Time → Content & Privacy Restrictions
   • watchOS: Can be managed through the paired iPhone

Always ensure your App Store payment settings are properly configured to prevent unauthorized purchases. We recommend requiring a password for every transaction.

Intended Audience

While the app is safe for all ages, Financial is primarily designed for:

• Adults (16+)
• Young adults managing their first finances
• Anyone with access to banking services

This focus on adult users reflects the app’s integration with banking services, which typically require users to be 16 or older. However, parents can use Financial as an educational tool to teach children about money management in a safe, controlled environment.

Features by Age Group

Age Group	Recommended Usage
4-12	Supervised learning about money management with parent guidance
13-17	Basic budgeting and savings tracking with parental oversight
18+	Full access to all features including banking integration

Note

While the app is safe for children, banking features require users to meet their financial institution’s age requirements, typically 16+.