Privacy Policy

Information We Collect

Information You Provide

• Account information (name, email) when you create a Financial account
• Transaction data that you manually enter into the app
• Splitter group information and shared expenses
• Support communications when you contact us

Information We Don't Collect

• Your bank account credentials or login information
• Raw transaction data from connected accounts
• Detailed spending patterns or financial behavior
• Location data unless explicitly needed for a feature

How We Use Your Information

• App Functionality: To provide core features like expense tracking and bill splitting
• iCloud Sync: To sync your data across your devices using Apple's iCloud service
• Customer Support: To respond to your questions and provide assistance
• App Improvement: To understand usage patterns and improve the app (anonymized data only)

Data Storage and Security

Local Storage

Your financial data is primarily stored locally on your device using Core Data and encrypted storage. This means your sensitive information never leaves your device without your explicit consent.

iCloud Sync

When enabled, Financial uses Apple's iCloud service to sync your data across your devices. This data is encrypted and only accessible to you through your Apple ID. We do not have access to your iCloud data.

Security Measures

• 256-bit AES encryption for all stored data
• Secure keychain storage for sensitive information
• No server-side storage of personal financial data
• Regular security audits and updates

Third-Party Services

Analytics

We use privacy-focused analytics to understand how the app is used and to identify areas for improvement. This data is anonymized and aggregated, containing no personal or financial information.

Bank Connections (Pro Users)

Financial Pro users can connect bank accounts through secure, encrypted APIs. We use industry-standard financial data providers who are subject to strict security and privacy regulations. Your banking credentials are never stored on our servers.

Your Rights

• Access: You can view all data stored in the app at any time
• Deletion: You can delete your account and all associated data
• Portability: You can export your data in standard formats
• Control: You control what data is shared and with whom

Children's Privacy

Financial is not intended for use by children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy in the app and updating the "Last updated" date above.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: